| Mortgages -- Mortgages and Deeds of Trust Distinguished |
| In connection with real estate financing, sometimes the terms "mortgage" and "deed of trust" are used interchangeably. The two are not the same. In fact, important differences exist. More... |
| Lead Hazards |
| The issue of lead hazards is of particular concern with regard to dwellings that were built prior to 1978. In fact, the presence of lead, lead dust, or lead-based paint chips presents serious hazards to children as well as adults.More... |
| Liability for Dog Bites |
| There are two different bases on which a dog owner may be liable for injuries inflicted by a dog.More... |
| Movers' Bills of Lading |
| A bill of lading is a document that is prepared by a mover when a customer contracts for the transportation and delivery of a shipment of furniture and furnishings. The bill of lading is the mover's receipt for the household goods and the contract for their transportation. It is not a contract, but it does form part of the contract between the mover and the customer.More... |
| Mortgage Servicing |
| Jason just settled on his first home. During the closing Jason received a document that discussed mortgage servicing. In essence, the document indicated that Jason's lender transferred 99.9% of the loans it originated in the last year to another entity. And, just yesterday, Jason received a notice from his lender of its intention to sell his loan. What does all of this mean?More... |

